Homebuyer Education Requirements

Habitat requires homebuyers to meet with a Housing and Urban Development (HUD) Certified Homeownership Counselor. HUD counselors offer individual expert advice customized to help you achieve your housing goals.

Instructions:

1. At the HomeSight link below, click the dropdown “Homebuyer Services” , select “I would like to meet with a Homeownership Counselor”, and continue.
2. On the next page, fill in your information and click “Create Account”.
3. At your account dashboard, fill out all required information in the “My Profile” section and upload requested documents to the “My Documents” section.
4. Upon profile creation, a counselling disclosure will be sent to your email. This document must be signed and uploaded to the “My Documents” section.
5. Once all required documents have been uploaded, a HUD certified counselor will call or email you directly to schedule a time to meet with you virtually.
6. Email your certificate to your Retention and Closing Specialist upon completion.

Habitat requires homebuyers to attend a Washington State Housing Finance Commission (WSHFC) sponsored Homebuyer Education class.

Instructions:

Select and sign up for a homebuyer education class and learn how to purchase and maintain a home. You will receive a certificate after attending the class. Email this to your homeowner services representative as soon as you receive it. Email your certificate to your Retention and Closing Specialist upon completion.

A comprehensive training for creating a budget and savings plan providing tools on how to pay off debt, goal setting, money management, and setting up an emergency savings account. This two-session class provides tools for creating an action plan and goals for savings. It will cover a general overview on savings, how to identify essential vs non-essential budget items, and the importance of having an emergency fund. You will evaluate your spending habits and determine how you can make the most of your money as well as create a budget that works for your family

Thank you to our class providers:

This hands-on class offers instruction on how to do minor repairs and maintenance for your home.  You will learn how to patch drywall holes, hang things safely and securely, how to prep and paint interior walls, and other home maintenance. It will also cover basic home safety, electricity, plumbing, and appliance maintenance.

Online, self-paced instructions:

Watch all six Habitat Home Maintenance videos at the above link – Window Screen Repair, Plumbing, Electricity, Repairing Drywall, Hanging Things, & Painting. Take the Home Maintenance quiz for each video here:

• Window Screen Repair
• Plumbing
• Electricity
• Repairing Drywall
• Hanging Things
• Painting

Email your Retention & Closing Specialist upon completion.

This class is taught by an experienced insurance agent who provides perspective homeowners information on the importance of homeowners insurance, how to spot a good insurance policy and tailor it to your individual needs.  The course also covers how to shop for an insurance agent and the differences in types of insurance including condo insurance and single family homeowner insurance and more.  This is a fun and interactive class that helps explain the importance of having the right insurance policy for you and your family’s protection.

Thank you to our class provider:

You will learn about what a Homeowners Association (HOA) is, a homebuyer’s role in an HOA, and why all Habitat developments have HOAs. You will also learn information specific to your Habitat community. Homebuyers will watch the prerequisite videos prior to the date of their in-person class.

Instructions:

Watch the two prerequisite videos prior to the date of your in-person class and take the video quiz here. Email your Retention and Closing Specialist upon completion.