First Financial Northwest Bank

Budget & Savings 1 & 2

A comprehensive training for creating a budget and savings plan providing tools on how to pay off debt, goal setting, money management, and setting up an emergency savings account. This two-session class provides tools for creating an action plan and goals for savings.  You will evaluate your spending habits and determine how you can make the most of your money as well as create a budget that works for your family.  As perspective homeowners it’s important to have a plan in place for those unexpected expenses and to plan for the future rather than living paycheck to paycheck.

Savings for Children

Parents must be enrolled in the Savings 1 class for children to attend this class.  Class is limited to children age 4 through 12.  This class is held during the same time as the Budget and Savings 1 class for adults and provides children with an introduction to saving and understanding the concept of money and savings.  Children taking this class will also receive credit that can contribute to the families sweat equity hours.

Teen Credit Class

Parents must be enrolled in the Savings 2 class for teenagers to attend this class.  Class is limited to teens age 12 to 19 and is intended to teach teens about the importance of credit.  They will learn how to build credit and why having a good credit score is important as well as the dangers of taking on too much debt.  Teens taking this class will also receive credit that can contribute to the families sweat equity hours.

Share your Story/Public Speaking

This class is designed for Habitat homebuyers to help provide support and guidance to prospective Habitat homeowners and families to help create a personal family biography and practice public speaking.  During the sweat equity process many families will be working on construction sites and at our stores with volunteers, donors and staff.  Families will practice speaking and sharing their stories and be given an opportunity to learn about other family stories and why this is such an important part of the partnership between homebuyers, homeowners, and Habitat for Humanity.

Home Maintenance I

This hands on class offers instruction on how to do minor repairs and maintenance for your home.  You will learn how to patch drywall holes, hang things safely and securely, how to prep and paint interior walls.  How to repair doors and replace doorknobs as well as caulking windows and other important home maintenance techniques.  This is a fun and informative class and is open to anyone 16 and older.  This class is required for those participating in the homeownership and repair programs.

Home Maintenance II

This course covers home safety and maintenance.  It is a comprehensive class that includes the basics of electricity and how to locate power above and below the ground, basic circuits, circuit breakers, GFCI circuits, and electrical hazards in and around the home.  This course also covers basic maintenance for appliances including, dishwashers, ranges, washer and dryer maintenance.  It also covers maintenance for baseboard heaters, ductless heat pumps, furnaces, fans and hot water heaters.  You will learn how to fix minor plumbing including sinks, unclogging drains, and toilet repairs.  Basic home safety like changing out smoke and carbon monoxide detectors, fire protection, first aid and home security.

Homeowners Insurance

This class is taught by an experienced insurance agent who provides perspective homeowners information on the importance of homeowners insurance, how to spot a good insurance policy and tailor it to your individual needs.  The course also covers how to shop for an insurance agent and the differences in types of insurance including condo insurance and single family homeowner insurance and more.  This is a fun and interactive class that helps explain the importance of having the right insurance policy for you and your family’s protection.

Sponsored by:

Allstate Foundation

The Basics of Homeownership: Credit, Finance, Home Selection, Escrow and Closing by HomeSight

This class is designed for first time homebuyers and includes information on credit, finance, home selection, escrow and closing.  This class is offered through Neighborworks and HomeSight.  There is a $10 registration fee at the time of sign up, which is fully refundable when you attend the class.  Sign up here.

For other homebuyer education options check the WSHFC website here