Women standing next to repair sign

Critical Home Repair

Habitat’s Home Repair Program works with homeowners who need assistance with critical repairs that will alleviate health and safety issues. Please complete and submit an intake form if you are interested in applying. 

Eligible projects may include:

  • Roofs
  • Gutters
  • Siding repair
  • Steps, Ramps, Porches, Decks and Retaining Walls
  • Walkways and Driveways
  • Landscaping
  • Brush and Junk Removal
  • Exterior Painting
  • Windows and Exterior Doors
  • Interior Work (on a case by case basis)

Qualifications and Requirements

  • Applicants must own and occupy the home for a minimum of one year, and must provide proof of income for all household members.
  • Household income must not exceed 80% AMI. (see chart)
  • All applications are sent to underwriting, which will determine applicant eligibility.
  • Applicants must be qualified through the underwriting process to determine final eligibility.
  • Projects that cost over $2,500 require the homeowner to agree to a deferred loan that will be secured with a recorded Deed of Trust. If you have a reverse mortgage or you live in a manufactured home built after 1976 that is not on property you own, you may be eligible for a grant in lieu of the deferred loan and a $100 program fee may apply.
  • Homeowner must have proof of current homeowners insurance.
  • Homeowner or a representative shall agree to partner with Habitat by contributing a minimum of 8 sweat equity hours and attending a 2-hour home maintenance class.

How To Apply for Home Repair Programs

  1. Intake Form: The first step is to fill out an intake form. An applicant can do this here on our website. If an applicant doesn’t have internet access, they can call our King County office at 206-866-7615 or Kittitas County office at 509-818-1974 to complete their intake over the phone.
  2. Full Application: Once we process their intake, we will determine if the applicant meets our basic requirements. If the applicant qualifies for the program, we will notify them and send them a full application. Once they turn in a completed application, and we approve it, we will contact them and set up a time for the site visit.
  3. Site Visit & Review: Someone from the repair team will schedule an appointment to visit the home and determine what kind of repairs need to be made and if the repairs fall within the scope of work. Also, during this phase, Habitat creates a plan for Critical Repairs, Home Preservation, and assesses Aging in Place work. Then creates a scope of work and project cost. Schedule is based upon urgency, weather, funding and the current pipeline of applicants.
  4. Repair: Habitat works to repair the home using Habitat staff, AmeriCorps, and possibly contractors and community volunteers.